The Philippine e-commerce market hit a size of USD 28 billion in 2024, representing a major generational shift in how Filipinos buy essentials, luxury items, and everything in between. With just a few taps on your phone, you can access a near-infinite global marketplace of products and services—if you have the means to pay for it.
As a whole, Filipino consumers have gone all in on digital payments, with digital wallets like Maya now seeing near-universal use among consumers for day-to-day purchases. However, a new generation of credit cards has also seen increased use for online shopping, especially among smart shoppers.
Thanks to its carefully selected features, the Landers Cashback Everywhere Credit Card may just be the best credit card for online shopping in the Philippines. Whether you're shopping for essentials on the Landers website, booking flights, or taking advantage of seasonal sales, the Landers Cashback Everywhere Credit Card ensures you get the most out of every online transaction. It offers an especially powerful cashback feature with up to 5% cashback when shopping at Landers, 2% on dining, and 1% on all other qualified purchases.*
Indeed, the Landers Cashback Everywhere Credit Card gives you cashback wherever you buy—including online. This makes this special credit card a wiser option than cash and a no-brainer if you’re interested in maximizing your savings. Here are five compelling reasons why a credit card like the Landers Cashback Everywhere Credit Card is the best credit card for online shopping.
1. Better Security Against Fraud
Powered by Maya, the Landers Cashback Everywhere Credit Card comes with built-in security measures like real-time fraud monitoring, two-factor authentication (2FA), and a dynamic CVV on your app that changes every 24 hours. You’ll also enjoy the backing of the Philippines’ number 1 digital bank when it comes to anti-fraud and identity protection, making the Landers Cashback Everywhere Credit Card the safest credit card for online shopping.
2. Buyer Protection and Chargeback Rights
One of the biggest advantages of using a credit card over alternatives like digital wallets and debit cards is the ability to easily dispute unauthorized or faulty transactions. This is especially welcome for online transactions since you can’t always check products in person before buying. If an online seller fails to deliver as promised, you can file a chargeback through Maya. This process gives you an extra layer of protection, keeping you from losing money due to a scam or poor service.
3. More Flexible Cash Flow Management
Unlike debit cards or e-wallets, credit cards allow you to defer payments rather than pay immediately. If you manage to pay off your credit card purchase before the billing cycle ends, you can also avoid incurring any finance charges. This means that a credit card essentially gives you extra time to budget your expenses while keeping your cash reserves intact.
This feature can be useful for many situations. For instance, if you need a new work laptop tomorrow but you won’t have all the cash to pay for it for a few more days, a credit card can allow you to immediately buy what you need and then pay it all off on your next payday.
4. Earn Cashback On Qualified Online Purchases
The Landers Cashback Everywhere Credit Card offers a particularly wide range of qualified purchases as well as boosted cashback rates for Landers purchases of up to 4% and 5% when you spend a minimum of PHP 20,000 and PHP 50,000 on your card during the month, respectively. This means every qualified purchase you make online contributes to your cashback savings, even if the purchase already includes special perks like discounts and free shipping.
5. Build Your Long-Term Credit Profile
Unlike other popular online payment methods, credit cards allow you to build your credit history, positively impacting your ability to secure loans and better interest rates. Paying off your online shopping bills within each cycle and keeping your credit utilization low will improve your credit score over time, opening up a world of new financial possibilities. Combine this benefit with the savings that you get from a good cashback card, and it’s clear why so many wais online shoppers are choosing the Landers Cashback Everywhere Credit Card.
Maya Lets You Shop Online with Confidence
With options like the Landers Cashback Everywhere Credit Card, online payments are no longer just about convenience. Rather, they can be a tool to protect and grow your finances. With modern security features and some of the best cashback mechanics on the market, the Landers Cashback Everywhere Credit Card is the obvious choice for today’s smart online shoppers. When you’re ready to strengthen your finances, apply for the Landers Cashback Everywhere Credit Card via the Maya app.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.
