You probably don’t need official statistics to tell you that rent or housing takes up a big slice of the average Filipino family’s monthly budget. Whether you’re renting a small condo in the city or setting up a future family home out of the metropolis, upfront housing costs can be very steep. When you factor in inflation and lifestyle upgrades, it’s easy to see why moving to a new home can feel financially overwhelming, even if it is for the better.
Loan and credit line solutions, like Maya Personal Loan and Maya Easy Credit, can help make these transitions just a bit easier. Designed with real-life needs in mind, Maya’s digital-first online loan and credit line offerings are fast and safe alternatives to traditional bank loan products. With Maya Personal Loan, you can get flexible financing of up to PHP 250,000 that you can pay up to 24 months, without the paperwork or long waiting times that come with loans from traditional sources. Meanwhile, Maya Easy Credit gives you access to a revolving credit line of up to PHP 30,0000 payable up to 30 days, ideal for handling smaller but essential costs, like rental deposits, minor renovations, or buying furniture, without committing to a large loan. Funds are disbursed instantly to your Maya Wallet, making it easy to manage housing expenses as they come.
If you're planning a move, Maya’s easy loan and credit line offerings can simplify your transition, especially if you’re on a tight schedule or when you need just a bit more flexibility on top of your current financing. Whether you're dealing with big-ticket costs or smaller, unexpected expenses, Maya Personal Loan and Maya Easy Credit work hand in hand to make your relocation smoother. Let’s look at several scenarios where these tools can come in handy.
1. Cover Advance Rent and Security Deposits
Most landlords require at least two months' deposit and a one-month advance. At premium locations, it’s not unusual for property owners to ask for significantly more. Some condos and subdivisions may also require setup fees. Combined, these fees can overwhelm you even if you have a significant income and savings.
With approvable amounts of up to PHP 250,000, a Maya Personal Loan can give you serious flexibility in covering upfront expenses without the agonizing waiting times and extra hassles of traditional bank loans.
2. Hire Professional Movers
Professional moving services consistently top lists of worthwhile investments. Why? Moving everything you own to another part of the country safely and efficiently is no small task. Even after moving everything to your home, you might not always have enough time to put everything in its right place. As a result, it’s not usual for things to stay unpacked for months or years following a move. While you do have to pay a fair amount, hiring professional movers can actually be cheaper than moving your own things, since you save time and avoid having your valuables damaged or lost in transit.
With the help of borrowed funds, you can book the most reliable movers confidently, keeping your prized belongings safe. Use Maya Personal Loan for full-service movers, or consider Maya Easy Credit if you only need help transporting a few large items. The credit line gives you quick access to smaller amounts you can repay as needed, ideal for scaled-down moves or short-distance relocations.
3. Keep Up With Transitional Housing Expenses
There might be a short period when you’re paying rent or utilities for two places at once, especially if your move doesn’t line up perfectly with the end of your old lease. Likewise, you might also have to stay in a hotel or rent a storage unit if the start date of your new lease starts sometime after your other one ends.
Rather than stretching your finances in the meantime, a suitably sized loan or credit line can give you the breathing room you need to easily manage these overlapping costs. If you're dealing with multiple payments over a few weeks or months, a Maya Personal Loan can provide a structured way to manage your cash flow. On the other hand, Maya Easy Credit is perfect for incidental or short-term expenses like hotel stays, storage unit rentals, or transportation costs, giving you flexibility without committing to a large loan.
4. Cover Renovations, Repairs, or New Furniture and Appliances Before Move-In
Sometimes, a fresh coat of paint or a couple of updates might be needed before you move in. Maya Personal Loan makes it easy to fund huge improvements, like remodeling a kitchen, fixing leaky plumbing, upgrading flooring, or buying a new sofa set and refrigerator. This way, you can move into a comfortable space that feels truly yours, right from day one. However, if you need to cover just a few quick fixes and hardware replacements, or if you just need to pick up a few essentials like curtains, a microwave, or kitchenware, Maya Easy Credit lets you handle these costs instantly and only pay interest on the amount you use.
5. Set Up Utilities Right Away
Connection fees and deposits for water, internet, and electricity can catch you off guard if you have to pay for all of them at once. If you come up short, Maya Easy Credit lets you cover these one-time fees on demand, so you can get your home up and running without delays.
6. Handle Emergency Expenses
Even with the best planning, moving can get expensive pretty fast. Delayed deliveries, unexpected changes in your income, and all sorts of other situations can come up while you’re in between homes and financially vulnerable. If your emergency funds aren’t enough, a Maya Personal Loan offers peace of mind as a financial buffer for big issues, while Maya Easy Credit can help cover urgent, short-term needs without disrupting your entire budget.
Maya Helps You Move into a New Home with Confidence
Whether you’re planning a big move across the country or just relocating within the city, Maya Personal Loan and Maya Easy Credit give you the flexibility to manage every part of the process. Maya Personal Loan is best suited for major, one-time expenses like deposits, movers, renovations, and furniture. Meanwhile, Maya Easy Credit is ideal for covering smaller or recurring costs such as utility setup, hotel stays, or unexpected supply runs. Both options are 100% digital, fast, and accessible through the Maya app. No paperwork, no long lines, no stress.
Apply today via the Maya App to see what you're eligible for, and take the next step toward your new home with financial confidence.
