Many Filipinos love finding great deals and saving money. Whether it’s shopping during sales, using discount codes, or bargaining at the market, getting the most out of every peso is a skill we love to develop. But while saving is important, there are times when spending more is actually the smarter choice.

Yes, you may have to consider things that seem too expensive at first, but these items can last longer and give you better value over time. From everyday items to special experiences, spending wisely means thinking about the long-term benefits instead of just the price. If you’re wondering what’s really worth spending extra on, here are seven things that are always worth the splurge.

1. A Good Mattress and Pillows

Getting enough sleep is important for health, but many people use cheap mattresses and pillows that wear out fast and don’t give proper support. On the other hand, a good mattress and pillows can help you sleep better, prevent body pain, and make you feel more refreshed in the morning. Some even have cooling features to keep you comfortable on hot nights.

Moreover, a high-quality mattress and pillows can last at least 10 years without deforming, making them a smart long-term investment. If you decide to upgrade, using the Landers Cashback Everywhere Credit Card—the best credit card for online shopping—can help you get discounts and cashback that make your big-ticket purchase more rewarding. You can unlock a 5% cashback rate by accumulating PHP 50,000 worth of total spending on your card for the month—that’s not just spending at Landers, but anywhere you pay using your credit card.

2. Comfortable and Durable Shoes

Cheap shoes might seem like a good deal. But they wear out in months and, worse, can hurt your feet. In the long run, you’ll spend more replacing them than if you had just bought a high-quality pair from the start. However, you don’t need to buy the most expensive pair in a shop. Just look for good shoes that last longer, give better support, and keep your feet comfortable even if you take public transportation or walk a lot.

3. A Reliable Laptop or Smartphone

These days, a laptop or smartphone is essential for work, school, and staying connected. Cheaper models may seem okay at first, but they can slow down quickly, have weak batteries, and break easily. Choose instead a device with a strong processor, long battery life, and a good warranty. While these high-quality gadgets can be pricey, they help you avoid frequent repairs and the frustration of slow performance. Since these are big purchases, always use the safest credit card for online shopping to protect your payment details when buying online. The Landers Cashback Everywhere Credit Card uses dynamic CVV that’s only valid for 24 hours. A new CVV number is also generated every time the card details are accessed in the app, making each purchase more secure.

4. Memorable and Well-Planned Trips

Filipinos love to travel, and while budget trips can be fun, sometimes spending a little more can make the experience even better. For instance, extra spending on direct flights, comfortable hotels, and fun activities can make a trip truly unforgettable. Whether you’re exploring places like Palawan or traveling abroad, good planning and smart spending ensure that you enjoy the trip instead of stressing over uncomfortable stays or bad food. Since the Landers Cashback Everywhere Credit Card is a Maya credit card that rewards you wherever you spend*, you can even consider guided tours, special dining experiences, or adventure activities to make the most of your journey.

5. Healthy Food and Supplements

Eating nutritious food is one of the best things you can do for yourself. Processed and fast food may be cheap and easy to get, but they can lead to health problems later on. Conversely, choosing fresh fruits, vegetables, lean meat, and whole grains gives your body the nutrients it needs. If possible, go for organic produce and high-quality meat to avoid harmful chemicals. You may also want to invest in health supplements like multivitamins, probiotics, and omega-3s to support your immune system. Even better, if you buy your whole food groceries at Landers, you can take your membership to the next level with the cashbacks and rewards you can get with your Landers Cashback Everywhere Credit Card. This card is perfect for a frequent shopper at the superstore. When you shop at Landers, you’ll start with a base cashback rate of 3% if your total credit card spending is below PHP 20,000. This rate increases to 4% when you spend a minimum of PHP 20,000, wherever you use your card, and then it increases further to 5% when you accumulate a total qualified* credit card spending of at least PHP 50,000 during the month. Collect enough points to get discounts that you can use at Landers.

6. High-Quality Skincare and Haircare Products

Many Filipinos love self-care, but cheap skincare products with harsh chemicals can cause breakouts, dryness, and irritation. This is why it’s better to invest in high-quality products that match your skin type to keep your skin healthy and glowing.

The same goes for haircare. Good shampoos, conditioners, and treatments help prevent hair fall and damage, keeping your hair soft and smooth even in humid weather. To avoid fake or harmful products, buy only from trusted online stores and use a secure payment method.

7. Ergonomic Chairs and Desks

Many people now work or study from home, and having a good workspace is important. Sitting in a hard chair or using a small desk for hours can lead to back pain and poor posture. Meanwhile, an ergonomic chair supports your back, helps you sit properly, and keeps you comfortable for long hours. Furthermore, a strong and spacious desk makes work easier and prevents strain on your arms and neck. While these pieces of furniture may seem expensive, they can improve your health and productivity in the long run. And if you buy online, some stores offer discounts and freebies when you shop with the best credit card for online shopping in the Philippines.

Spend Smartly, Splurge Wisely

Spending more on the right things isn’t about luxury—it’s about making smart choices that improve your life. Whether it’s better sleep, good health, or amazing experiences, these purchases give you long-term benefits that make them worth the price.

The next time you see something expensive, don’t just look at the cost. Think about how it can benefit you. For example, a good pair of shoes can protect your feet for years, while a reliable laptop can help you work or study without stress. Even a well-planned trip can give you memories that last a lifetime.

Ready to shop smart and enjoy great rewards for your wise splurges? Apply for the Landers Cashback Everywhere Credit Card via the Maya app today. Enjoy up to 5% cashback at Landers, 2% on dining spends, and 1% on all other qualified transactions.*

*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.