Promo duration is from Oct. 1-31,2024 as approved by DTI FTEB
This promo is open to all NEW Maya users and Existing Maya Users where each are defined as:
1. New Maya users- those who created & registered their account from Oct.1-31, 2024
2. Existing Maya users- those who have created & registered their account prior to Oct.1, 2024.
  Example: User creates & registers their Maya account on Oct. 1, 2024. They are only considered as a NEW Maya User until Oct. 31, 2024. They will be considered as an existing user beyond Oct. 31, 2024.

New Maya Users

Qualified New Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% p.a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:

If a Maya Savings accountholder who just opened a Savings account did not complete any of the transactions above on the Maya Wallet, he/she will still be enjoying a 3.5% interest rate p.a. on his/her Maya Savings account.

Please see sample scenario below:

Existing Maya Users

Qualified Existing Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:

Please see sample scenario below:

In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified accumulated transactions will be reset to zero (Php 0) and the user has to transact at least Php 250 to Php35,250 with fund source Maya Wallet, and Php 3,000 with fund source from Maya Credit, worth of qualified transactions again to qualify for the promo.
Maya Credit transactions made via QR, Pay with Maya, or at the Maya Shop are the only qualified transactions considered for the +1% Php 3,000 spend via Maya Credit.
Accountholder will see on the Savings dashboard their qualification duration for bonus interest rate they are qualified for Maya Savings on the same day of their successful transaction.
An accountholder who qualified within a certain month, will get their bonus interest rate until the last day of the same qualifying month as illustrated below:

Accountholder will be able to see their qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen

Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won't immediately see your Savings interest screen but your bonus interest will still be credited to your account every day after making a qualified transaction.
Your base interest rate and bonus interest rate will be reflected on your transaction history the next day as follows:

Note: Users who have an active boost until last day of the month, will receive their final boosted interest on the first day of the following month.
For an updated table of our interest rates, check our Maya Savings Terms and Conditions
Bills pay transactions made to the following billers are excluded from the promo:
1. “Donation” category billers
2. “Payment Solutions” category billers
3. COL Financial
4. Oriental Assurance Inc
5. Maya Bank / PayMaya Lending Corporation / Maya PayLater
6. Purchase Plus Installment Credit
7. Davao Light and Power Corporation
8. Subic Enerzone Corporation
9. Visayan Electric Company (VECO)
10. Holy Cross Coop
11. 1Sari Financing Corporation
12. AFMPBAI
13. DMCI Homes
14. EVY Developers
15. Jose Rizal University
QR transactions made at the following merchants are excluded from the promo:
1. Maya Business App (formerly called PayMaya Negosyo) merchants
2. “Donation” category merchants
3. “Gambling” category merchants
Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub-merchants are not qualified for the promo.
Maya card (Visa or Mastercard) payments made to the following merchant categories will be excluded from the promo:
1. Financial institutions – 6051
2. Schools – 8220
3. Gambling – 7995
4. Donations/Foundations - 8651, 8661, 8669, 8398
5. Billers – 4900
Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
Videos and photos of participants may be used only for promotional ads related to this
Only Consumer accounts are qualified for this Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
Maya users with duplicate accounts or who are blacklisted cannot participate in this Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
Qualified users with uncredited interest rate and/or corresponding interest amount can expect crediting of missing interest rate and/or interest amount at least 14 to 30 days after the promo period ends.

Maya Philippines Inc. & Maya Bank, Inc. is regulated by Bangko Sentral ng Pilipinas (BSP) www.bsp.gov.ph. Deposits are insured by PDIC up to P500,000 per depositor.

DTI Fair Trade Permit No. FTEB-199233 Series of 2024

Deals highlights

Spend a cumulative amount of ₱40,000 using your Landers Cashback Everywhere Credit Card or Maya Black Credit Card to get up to 2% boosted interest p.a. on your Maya Savings

Eligibility

Promo duration is from October 1-31, 2025.

The promo is open to existing Maya users with upgraded accounts who use their Landers Cashback Everywhere Credit Card or Maya Black Credit Card to earn a boosted interest rate of up to 3% p.a. on their Maya Savings.

Note: Only select users are eligible to receive the full 2% p.a. boosted interest rate.

Mechanics

Spend ₱30,000-₱40,000 using your Landers Cashback Everywhere Credit Card or Maya Black Credit Card

The promo is open to Existing Maya users with upgraded accounts, who will use their Maya Black Credit Card or Landers Cashback Everywhere Credit Card to get an additional 2% interest per annum (p.a.) on their Maya Savings.
Existing Maya users with upgraded Maya accounts must reach an accumulated spend of Php30,000 to 40,000 using their Maya Black Credit Card or Landers Cashback Everywhere Credit Card every month within the promo period to be qualified to the exclusive promo:
1. Start date of the bonus of +2% interest rate p.a. for up to Php100K on your Maya Savings account, will depend on when user qualifies for the promo, refreshed monthly.  
2. Users must make a qualified transaction every month within the promo period to get up to +2% bonus interest rate p.a. for up to Php100K on your Maya Savings.
3. Users who have an active +2% bonus interest rate p.a. for up to Php100,000 until September 30, 2025 will receive their final boosted interest of 2% p.a. on October 1, 2025. 
Once any of the above transactions is completed, the existing Maya user will be able to enjoy the following offers:
1. Get up to 2% interest per annum on your first Php 100,000 on Maya Savings
  - Maya Savings is offered to upgraded Maya Customers. Click here for the steps to upgrade your Maya account.
  - Click here for the steps on how to open a Maya Savings account.
Existing Maya users who successfully paid using Maya Black Credit Card or Landers Cashback Everywhere Credit Card by Maya with an accumulated spend of Php 30,000-Php 40,000 but with no Maya Savings will not be able to get up to 2% interest per annum (p.a.). Users must open a Maya Savings account first before completing the required Php 40,000 accumulated spend to be able to qualify for the promo.
In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified transactions will be reset to zero (Php 0) and the user has to transact and achieve one-time spend using “Maya Black Credit Card’ or “Landers Cashback Everywhere Credit Card by Maya” of Php 30,000-Php 40,000 worth of qualified transaction again to qualify for the promo.
Account holder will see his/her qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen the same day the qualified transaction was made.
1. Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won’t immediately see your Savings interest screen, but your bonus interest will still be credited to your account every day after making a qualified transaction.
The bonus interest rate will be reflected on the account holder’s transaction history the next day as follows:

Per DTI Fair Trade Permit No. FTEB- 225610 Series of 2025

Terms & Conditions

For an updated table of our interest rates, check our Maya Savings Terms and Conditions
Only “Landers Cashback Everywhere Credit Card by Maya” and “Maya Black Credit Card” transactions are included in the promo, other Maya use cases such as Maya Card, airtime load, bills payment, QR, etc. are excluded from the promo.
Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub merchants are not qualified for the promo.
Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the promo. (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
Select users eligible for other targeted promos may no longer be eligible for this promo at the discretion of Maya.
Refunded transactions made through the credit card will not qualify for this promo. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
Promo participants must agree to be interviewed and featured in announcements to be made by Maya regarding the promo in any of the following channels: website, social media, print and online media.
Videos and photos of participants may be used only for promotional ads related to this campaign.
Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfilment, Maya's decision shall prevail, in concurrence with DTI.
You understand that and agree that Maya Bank reserves the right, in case of any amount mistakenly or fraudulently credited to your account, to debit the erroneously or fraudulently credited amount from your Account and/or any of your accounts