The Promo period is from October 1, 2024 – October 31, 2024.
Eligible participants are Maya users with a mobile number from any of the local telco providers (i.e. Globe/TM, DITO, etc), who are currently residing in the Philippines.
To qualify, eligible users must cash into their Maya Wallet using their VISA credit, debit, or prepaid card through the Maya app.
Qualified users can avail free VISA transfers for transactions below P5,000, while higher cash in amounts will be charged 50% off or P100 per A regular cash in through VISA is worth P200.
Sending money from another Maya account or any other bank is NOT included in the promo and will not be rewarded.
To cash in or transfer money from a VISA credit, debit, or prepaid card to Maya
1. Log in to your Maya account
2. Tap "Cash In" in the Home screen
3. Select “Debit or credit card”
4. Choose a cash in amount
5. Enter your VISA credit, debit, or prepaid card details and click continue
6. Wait for Maya’s confirmation via SMS
Qualified users will receive their cashback in the Maya app: P200 for transactions below P5,000 and P100 for higher amounts.
Qualified users will receive their cashback from the date of their valid transaction up to fourteen (14) days after the promo period.
This promo is applicable only to unique and valid Maya Consumer accounts registered under a unique mobile number and mobile User will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device.
Maya reserves the right to withdraw and/or expire wrongfully rewarded cashback regardless if claimed or unclaimed by the user.
Maya users with duplicate accounts or who are blacklisted cannot participate in this Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
Maya reserves the right to refuse the awarding of cashback or rewards to accounts that are proven to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
Maya reserves the right to withdraw cashback or rewards to invalid accounts even if the user has already received the cashback or benefit.
Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or rewards equivalent to the cancelled payment transaction, even if the cashback has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is
Maya users with merchant accounts and those under Maya Business App (formerly known as PayMaya Negosyo) are disqualified from participating in this promo.
Any reward credited to the qualified user shall be deemed final unless the customer notifies Maya of mistake in crediting, such as, but not limited to: incorrect reward credited or uncredited reward, within 30 calendar days from the end of the promo period.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Go to your Profile on the Maya app and select 'Get help.'
Maya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – Php 50,000 for starter accounts and Php 100,000 for upgraded accounts

DTI Fair Trade Permit No. FTEB-203410 Series of 2024

Deals highlights

Spend a cumulative amount of ₱15,000 using your Landers Cashback Everywhere Credit Card to get 1% boosted interest p.a. on your Maya Savings

Eligibility

Promo duration is from October 1-31, 2025.

The promo is open to existing Maya users with upgraded accounts who use their Landers Cashback Everywhere Credit Card to earn a boosted interest rate of 1% p.a. on their Maya Savings.

Note: Only select users are eligible to receive the 1% p.a. boosted interest rate.

Mechanics

Spend ₱15,000 using your Landers Cashback Everywhere Credit Card

This promo is open only to a select base of eligible users who will be notified of their eligibility.
The promo is open to selected Existing Maya users with upgraded accounts, who will use Landers Cashback Everywhere Credit Card by Maya to get an additional 1% interest per annum (p.a.) on their Maya Savings.

The selected Existing Maya users with upgraded Maya accounts must reach an accumulated spend of Php15,000 using their Landers Cashback Everywhere Credit Card by Maya every month within the promo period to be qualified to the exclusive promo:
1. Start date of the bonus of +1% interest rate p.a. for up to Php100K on your Maya Savings account, will depend on when user qualifies for the promo, refreshed monthly.  
2. Users must make a qualified transaction every month within the promo period to get the +1% bonus interest rate p.a. for up to Php100K on your Maya Savings from October 31, 2025. See sample chart below.
3. Users who have an active +1% bonus interest rate p.a. for up to Php100,000 until October 31, 2025 will receive their final boosted interest of 1% p.a. on November 1, 2025.
Once any of the above transactions is completed, the selected existing Maya user will be able to enjoy the following offers:
1. Get an additional 1% interest per annum on your first Php 100,000 on Maya Savings
  - Maya Savings is offered to upgraded Maya Customers. Click here for the steps to upgrade your Maya account.
  - Click here for the steps on how to open a Maya Savings account.
Qualified Existing Maya users who successfully paid using Landers Cashback Everywhere Credit Card by Maya with an accumulated spend of Php 15,000 can get an additional 1% interest per annum (p.a.) credited daily up to Php100,000 end-of-day deposit balance on their Maya Savings until September 30, 2025. The additional 1% interest p.a. exclusive to this promo will be on top of Maya’s existing Maya Savings base interest mechanics and offers.
Existing Maya users who successfully paid using Landers Cashback Everywhere Credit Card by Maya with an accumulated spend of Php 15,000 but with no Maya Savings will not be able to get an additional 1% interest per annum (p.a.). Users must open a Maya Savings account first before completing the required Php 15,000 accumulated spend to be able to qualify for the promo.
In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified transactions will be reset to zero (Php 0) and the user has to transact and achieve one-time spend using “Landers Cashback Everywhere Credit Card by Maya” of Php 15,000 worth of qualified transaction again to qualify for the promo.
Account holder will see his/her qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen the same day the qualified transaction was made.
1. Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won’t immediately see your Savings interest screen but your bonus interest will still be credited to your account every day after making a qualified transaction.
The bonus interest rate will be reflected on the account holder’s transaction history the next day as follows:

Per DTI Fair Trade Permit No. FTEB-223093, Series of 2025.

Terms & Conditions

For an updated table of our interest rates, check our Maya Savings Terms and Conditions
Only “Landers Cashback Everywhere Credit Card by Maya” and “Maya Black Credit Card” transactions are included in the promo, other Maya use cases such as Maya Card, airtime load, bills payment, QR, etc. are excluded from the promo.
Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub merchants are not qualified for the promo.
Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the promo. (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
Select users eligible for other targeted promos may no longer be eligible for this promo at the discretion of Maya.
Refunded transactions made through the credit card will not qualify for this promo. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
Promo participants must agree to be interviewed and featured in announcements to be made by Maya regarding the promo in any of the following channels: website, social media, print and online media.
Videos and photos of participants may be used only for promotional ads related to this campaign.
Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfilment, Maya's decision shall prevail, in concurrence with DTI.
You understand that and agree that Maya Bank reserves the right, in case of any amount mistakenly or fraudulently credited to your account, to debit the erroneously or fraudulently credited amount from your Account and/or any of your accounts